You MUST be able to answer “Yes” to all three questions in order to start the process of requesting funds.
1. Have you completed a total of eight hours of homebuyer education from an agency that is eligible for in the NeighborhoodLIFT program, and do you have a certificate dated within the last 12 months?
2. Do you have a pre-approval letter for a first mortgage from an approved NeighborhoodLIFT lender?
3. Have you reviewed the income requirements for the program? All borrowers’ combined annual income must be below $54,000.